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21/06/2025 - Insurance Industry Expands AI Exclusions in Policies (USA)

argument: Notizie/News - Insurance Law

Source: Hunton Andrews Kurth

Hunton Andrews Kurth examines the ongoing expansion of AI-related exclusion clauses in insurance policies across various lines of coverage. The article explores how insurers are increasingly carving out AI-related risks to limit liability exposure due to uncertainties around AI technologies. It discusses the implications for policyholders who may face denied claims linked to AI-driven incidents.

The blog advises businesses and legal counsel to closely analyze policy language regarding AI exclusions and consider their potential impact on risk management. It also highlights emerging legal debates around the enforceability and scope of such exclusions, stressing the need for clear communication between insurers and insured parties as AI integration grows.