AI Law - International Review of Artificial Intelligence LawCC BY-NC-SA Commercial Licence ISSN 3035-5451
G. Giappichelli Editore

21/06/2025 - The Growing Trend of AI Exclusions in Insurance Policies (USA)

argument: Notizie/News - Insurance Law

Source: National Law Review

National Law Review analyzes the increasing presence of AI-related exclusion clauses in insurance policies. These exclusions limit or deny coverage for risks arising from artificial intelligence technologies, reflecting insurers’ concerns about unpredictable AI liabilities. The article examines the legal challenges and implications of such exclusions for policyholders and insurers.

It discusses how courts may interpret AI exclusions and the potential disputes over coverage. The piece advises legal practitioners and companies to carefully review policy language and consider the impact of AI risks on insurance protection. The article underscores the evolving nature of insurance law in response to AI innovations.