Source: NBC DFW

NBC DFW reports that Texas lawmakers are considering a bill to limit the use of artificial intelligence in health insurance decisions due to concerns about bias, transparency, and data privacy. The proposed legislation would impose restrictions on how insurers use AI algorithms to assess risks, approve claims, and determine coverage eligibility. Key provisions include mandatory disclosures about AI use, auditing requirements for algorithms, and safeguards to prevent discriminatory practices.

Legal experts argue that the bill addresses critical gaps in current regulations, highlighting the risks of unregulated AI in sensitive areas like healthcare. The proposed limits reflect broader national concerns about AI bias and the need for transparency in automated decision-making. If passed, the legislation could serve as a model for other states seeking to regulate AI in insurance and healthcare. Balancing innovation with legal and ethical responsibilities will be crucial to protecting patient rights and maintaining public trust.